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Vacation Accrual Calculator

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Vacation hours per paycheck from your yearly allowance, with cap and carryover

Estimates only, not financial advice. What you type stays on your device. Checked against sources on 30 Oct 2026.

Two weeks of vacation is 80 hours, and paid every two weeks that is 80 divided by 26, or 3.08 hours on each paycheck. Enter your yearly allowance, your pay schedule and your current balance to see how fast it grows, where a cap stops it and what carries into next year.

Next:
  • Overtime Calculator Overtime pay from monthly wages or an hourly rate: double rate in India, 1.5x in the US
  • Federal Holiday Calendar The 11 US federal holidays for any year, with the Friday or Monday they are observed
  • Work Hours Calculator Hours worked from clock-in and clock-out times, less breaks: weekly total and overtime

Rates and rules read from U.S. Department of Labor, Vacation leave on 30 Oct 2026; they may have changed since.

How to calculate vacation hours earned per paycheck

1

"Hours a year" is already selected under "Your policy gives".

2

Enter your yearly allowance in "PTO hours a year", such as 80 for two weeks.

3

Pick how often you are "Paid", and enter your "Balance today" and any cap.

4

Read "PTO earned each pay period", "Balance at year end" and "Carried into next year".

How Vacation Accrual Calculator works

The calculator also counts how many paychecks until you have enough saved for a trip.

Paid time off rarely arrives all at once. Most US employers let it build up a little on each paycheck, stop it at a cap, and limit how much rolls into the next year. This calculator follows those three rules with your own policy's numbers.

The cap. Many policies stop accrual once the balance reaches a maximum. The calculator adds each pay period in turn and stops at the cap, then shows the hours you would have earned but did not. Using some time off before you reach the cap is the only way to keep earning.

What this calculator does not do: it does not know your employer's policy or the law where you work. There is no federal requirement to offer paid vacation in the US, while several states and cities require paid sick leave with their own accrual rates, caps and carryover rules, and some require unused vacation to be paid out when you leave. Read the rates from your handbook or pay stub and check your state labor department for the rules that apply to you.

The rest of the article, and all 6 questions about PTO Accrual Calculator, are on the PTO Accrual Calculator page.

Frequently asked questions

How do I calculate PTO accrual per pay period?

Divide the hours of PTO you earn in a year by the number of pay periods in a year. With 80 hours and biweekly pay, 80 divided by 26 is 3.08 hours per paycheck; with semimonthly pay it is 80 divided by 24, or 3.33 hours. For a per-hour policy, divide the hours worked by the policy's figure, such as 30.

What is a PTO cap?

A cap is the most PTO a policy lets you hold at one time. Once the balance reaches it, new hours stop being added until you use some. With a 120-hour cap and a 115-hour balance, only 5 more hours can be earned. The calculator shows how many hours a cap would cost you.

How many hours of PTO is two weeks?

Two weeks of full-time work is 80 hours, at 8 hours a day for 10 working days. A 7.5-hour workday makes two weeks 75 hours. Set the hours in your workday in the calculator so the yearly total is also shown in days, and so a target such as one week off matches your schedule.

Does paid time off accrue during unpaid leave?

Usually not. Accrual normally follows hours paid or worked, so an unpaid leave or a period on short-term disability often earns nothing, and a per-hour policy earns only on the hours actually worked. The rules are the employer's and the law's, so confirm with human resources before planning around the figures here.

Sources

  • U.S. Department of Labor, Vacation leave

Applies to: United States. Last verified 30 October 2026.

Figures from U.S. Department of Labor, Vacation leave, read 30 October 2026. Built by Saifuddin, Omnikit.

Rates and rules change; check the source before you rely on a figure.

Still stuck? Ask about PTO Accrual Calculator and anybody who knows can answer. No account needed.

More ways to use PTO Accrual Calculator

  • PTO Accrual CalculatorPTO hours earned each pay period, your balance under a cap, and when you reach a goal
  • Sick Leave Accrual CalculatorSick hours earned per hours worked, such as 1 hour for every 30 worked

Same job, other tools: Pay Period Calculator – How many pay periods are in a year: 52 or 53, 26 or 27, 24 or 12, with the dates · Biweekly Pay Calendar – Biweekly paydays for the year, the three-paycheck months, and whether there are 27 · California Overtime Calculator – California overtime by day: 1.5x over 8 hours, 2x over 12, and the seventh-day rule · Time and a Half Calculator – US overtime at 1.5 times the regular rate for hours over 40 in a workweek · Federal Holidays 2026 – All 11 US federal holidays in 2026, with Independence Day observed Friday, July 3.

On the related tools: FHA MIP Calculator – Upfront and annual FHA mortgage insurance, and whether it lasts 11 years or the whole loan.

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