How many months Kisan Vikas Patra takes to double, and what it is worth on the way
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 18 Oct 2026.Kisan Vikas Patra doubles a single deposit after a notified number of months. At the 7.5 per cent rate notified for October to December 2026, the period is 115 months, or 9 years and 7 months, so ₹1,00,000 bought on 1 October 2026 becomes ₹2,00,000 on 1 May 2036.
Rates and rules read from the sources listed on this page (the earliest on 18 Oct 2026); they may have changed since.
Set the Amount invested, or pick an amount chip.
Keep the Interest rate at the notified rate, or press Use the notified rate if you changed it.
Enter the date it was Bought on to get the maturity date.
Move Value after to see what it has accrued to by a given month.
Read the maturity value and Matures on date; the rate is from the National Savings Institute, listed under Sources.
The KVP calculator shows when a Kisan Vikas Patra doubles and what it has built up at any month before then. Enter the amount, from ₹1,000 upwards in steps of ₹100, the rate and, if you like, the purchase date. You get the doubling period, the maturity date, the value after the number of months you choose, and a year-by-year table. It runs in your browser; nothing is uploaded.
The doubling period is not a formula anyone can re-derive exactly. The Ministry of Finance notifies it with the rate: 115 months at 7.5%, 120 months at 7.2%, 123 months at 7.0%, 124 months at 6.9%. The compound-interest formula, 12 × ln 2 ÷ ln(1 + r), gives 115.0 months at 7.5% but 110.7 at 7.8%, where 110 was notified. So a rate that has been notified uses its notified months, and any other rate shows an estimate that the page labels as one. The months are editable for the day a new pair is announced.
| Rate notified | Doubles in |
|---|---|
| 7.5% (since 1 April 2023) | 115 months |
| 7.2% (January to March 2023) | 120 months |
| 7.0% (October to December 2022) | 123 months |
| 6.9% (April 2020 to September 2022) | 124 months |
Between purchase and maturity the calculator shows the accrued value, the deposit × 2^(months held ÷ doubling months). That is annual compounding at the rate that doubles the money in exactly that time: 7.5008% for 115 months. After 60 months, ₹1,00,000 has accrued to ₹1,43,568.49.
What this does not do: it does not tell you what a post office pays if a certificate is closed early. Early closure is allowed on death, a forfeited pledge or a court order, and after two and a half years at amounts the Ministry notifies in a table. That table for 115-month certificates could not be read on a government page, so no encashment figure is shown. The certificate keeps the doubling period of the day it is bought, whatever happens to the rate later.
Sources: Kisan Vikas Patra Scheme, 2019, paras 4 to 6; the National Savings Institute's KVP rate history since the 2014 relaunch; Department of Posts SB Order 12/2026; Department of Economic Affairs Office Memorandum of 30.09.2026. Checked 18 Oct 2026.
A Kisan Vikas Patra bought between 1 April 2023 and 31 December 2026 doubles in 115 months, or 9 years and 7 months, at 7.5% a year. The Ministry of Finance notifies the period with each quarter's rate, and a certificate keeps the period of the day it is bought.
The rate notified for October to December 2026 is 7.5% a year, compounded annually, unchanged since 1 April 2023. The rate for January to March 2027 is notified around 31 December. Check the current figure at a post office or on indiapost.gov.in, and change it in the calculator if it has moved.
₹1,00,000 in Kisan Vikas Patra becomes ₹2,00,000 at maturity, whatever the amount, because the scheme doubles the deposit. At 7.5% that takes 115 months. Bought on 1 October 2026, a certificate matures on 1 May 2036; after five years it has accrued to about ₹1,43,568.
Early closure is allowed on the death of a holder, on forfeiture by a gazetted-officer pledgee, or on a court order, and after two and a half years from purchase at amounts in a notified table. The post office pays from that table, not the accrued value shown here, so ask it for the exact figure.
No. The minimum is ₹1,000, larger amounts go in multiples of ₹100, and there is no maximum or limit on the number of certificates. A certificate can be held singly, for a minor, or jointly by up to three adults, and can be transferred or pledged as security.
KVP me paisa kitne mahine me double hota hai: 115 months, or 9 years and 7 months, for a certificate bought between 1 April 2023 and 31 December 2026 at 7.5%. The Ministry of Finance notifies the months with each quarter's rate, and a certificate keeps the period of the day it is bought.
Rates and rules change; check the source before you rely on a figure.
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Also works as: Kisan Vikas Patra Calculator.
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