Stamp Duty Land Tax for England and Northern Ireland, with every band shown
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 17 Oct 2026.Stamp Duty Land Tax is charged in slices: nothing up to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5 million and 12% above. First-time buyers pay nothing up to £300,000 and 5% to £500,000. An additional property adds 5% to every band, and non-UK residents add 2%. A £295,000 home costs £4,750.
2026-27 · Rates and rules read from the sources listed on this page (the earliest on 17 Oct 2026); they may have changed since.
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This calculator works out the tax on buying a home in any part of the UK: Stamp Duty Land Tax in England and Northern Ireland, Land and Buildings Transaction Tax in Scotland, and Land Transaction Tax in Wales. The rates are the ones published by HMRC on GOV.UK, by Revenue Scotland and by the Welsh Revenue Authority.
First-time buyers. In England and Northern Ireland the relief gives 0% up to £300,000 and 5% up to £500,000; above that price it is lost. Scotland raises the nil band to £175,000. Wales has no relief.
Additional property. If you will own more than one home worth £40,000 or more, SDLT adds 5% to every band, Scotland adds an 8% Additional Dwelling Supplement on the whole price, and Wales uses higher rates from 5% to 17%. Replacing your main home on the same day avoids them.
The rest of the article, and all 6 questions about UK Stamp Duty Calculator 2026 (SDLT, LBTT, LTT), are on the UK Stamp Duty Calculator 2026 (SDLT, LBTT, LTT) page.
Stamp Duty Land Tax is nothing on the first £125,000, 2% on the next £125,000, 5% from £250,001 to £925,000, 10% to £1.5 million and 12% above. Each rate applies only to the slice of the price in its band, so a £295,000 home costs £4,750 and a £500,000 home costs £15,000.
Yes, but less. In England and Northern Ireland first-time buyers pay nothing up to £300,000 and 5% on the portion from £300,001 to £500,000. Above £500,000 the relief is lost and the normal rates apply. Every buyer in the purchase must be a first-time buyer for the relief to count.
Buying a home worth £40,000 or more when you will own another one adds 5% to every SDLT band in England and Northern Ireland, so a £300,000 second home costs £20,000. Scotland charges an 8% Additional Dwelling Supplement on the whole price, and Wales has its own higher LTT rates starting at 5%.
In England and Northern Ireland a buyer who spent fewer than 183 days in the UK in the 12 months before the purchase pays a 2% surcharge on top of every rate, including first-time buyer and higher rates. A refund is possible after 183 days in the UK within the following period.
Rates and rules change; check the source before you rely on a figure.
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