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Spain Unemployment Benefit Calculator 2026 (Paro)

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Spanish unemployment benefit (paro) 2026: monthly amount, minimum, maximum and duration

Estimates only, not financial advice. What you type stays on your device. Checked against sources on 17 Oct 2026.

Spanish unemployment benefit pays 70% of the base reguladora for 180 days and 60% after, between 560 and 1,225 euros a month without children in 2026 (1,575 with two or more). It lasts 120 to 720 days, by the days contributed in six years. On 24,000 euros a year it starts at 1,225 euros a month.

Next:
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  • Spain Final Settlement Calculator (Finiquito) Spanish finiquito: salary of the last days, untaken holidays and accrued extra payments
  • Spain Payslip Calculator 2026 (Nómina, Retención IRPF) Spanish payslip 2026: IRPF withholding rate, Social Security and net pay per payment

2026 · Rates and rules read from the sources listed on this page (the earliest on 17 Oct 2026); they may have changed since.

How to estimate unemployment benefit in Spain

1

Type your gross yearly salary over the last six months of work.

2

Enter the days you contributed for unemployment in the last six years.

3

Choose how many children you have in your care.

4

Read the monthly benefit for the first 180 days and afterwards, net of Social Security, and how long it lasts.

About the Spain Unemployment Benefit Calculator

This calculator estimates the prestación contributiva por desempleo, the "paro" paid by SEPE, from the General Social Security Law and SEPE's 2026 amounts.

The base reguladora. The average unemployment contribution base of your last 180 days of work. With a steady salary it is your yearly pay divided by 12, extra payments included, up to the maximum base of 5,101.20 euros a month; per day, a thirtieth of that.

The amount. 70% of the base reguladora for the first 180 days and 60% from day 181, paid in 30-day months.

Minimum and maximum. The law sets them as a percentage of the IPREM (600 euros in 2026) increased by a sixth: at least 560 euros a month without children and 749 with children; at most 1,225 euros without children, 1,400 with one and 1,575 with two or more.

Duration. From 360 to 539 days contributed in the last six years you get 120 days of benefit, and 60 more days for every further 180 contributed, up to 720 days from 2,160 days.

What is deducted. SEPE pays the employer's contributions and deducts the worker's share, 4.85% of the base reguladora in 2026. IRPF may also be withheld.

A worked example. 24,000 euros a year and four years of work (1,460 days), no children: base 2,000 euros, 70% would be 1,400.07 euros but the cap is 1,225; from day 181, 1,200.06 euros; 480 days in all, 17,798.60 euros net of Social Security.

Not included. IRPF withholding, part-time work, varying bases, subsidies and the single payment. For your payslip before, see the Spain Payslip Calculator.

Everything runs in your browser; nothing you type is sent anywhere.

Frequently asked questions

How much unemployment benefit will I get in Spain?

SEPE pays 70% of your base reguladora for the first 180 days and 60% afterwards. The base reguladora is the average contribution base of your last 180 days, so a steady 24,000 euro salary gives 2,000 euros a month: 1,400 euros at 70%, capped at 1,225 euros without children, then 1,200.06 euros.

What are the minimum and maximum paro amounts in 2026?

With the IPREM at 600 euros a month, the minimum is 560 euros without children and 749 euros with at least one child. The maximum is 1,225 euros without children, 1,400 euros with one child and 1,575 euros with two or more. All are monthly amounts for full-time work.

How long does unemployment benefit last?

Duration depends on the days contributed for unemployment in the last six years. From 360 to 539 days you get 120 days of benefit; every further 180 days adds 60 days, up to the maximum of 720 days, two years, from 2,160 days contributed. Contributions already used for a previous benefit do not count again.

Why does the benefit drop after six months?

The law applies 70% of the base reguladora during the first 180 days and 60% from day 181. On a base of 2,000 euros a month that is a fall from 1,400.07 to 1,200.06 euros, unless the minimum or maximum for your family applies to both periods, in which case the amount does not change.

What is deducted from the paro?

SEPE pays the employer part of your Social Security contributions and deducts the worker's share from the benefit, which SEPE lists as 4.85% in 2026, applied to the base reguladora. IRPF can also be withheld depending on the yearly amount. On a 2,000 euro base the Social Security deduction is about 97 euros a month.

How many days do I need to have contributed?

At least 360 days of unemployment contributions in the six years before becoming unemployed, not used for an earlier benefit. Below that, SEPE's subsidies for short contributions may apply instead, which are paid as a percentage of the IPREM and are not calculated here. The loss of the job must also be involuntary.

Sources

  • BOE, Ley General de la Seguridad Social (RDL 8/2015), artículos 269, 270 y 273Duration scale, 70% then 60%, limits of 80/107% and 175/200/225% of the IPREM plus a sixth
  • SEPE, Cuantías anuales 2026IPREM 600 euros; minimum 560 / 749, maximum 1,225 / 1,400 / 1,575 euros; worker Social Security 4.85%
  • SEPE, Prestaciones por desempleo, nivel contributivo (guía)The worker share is the rate applied to the base reguladora

Applies to: Spain. Tax year: 2026. Last verified 17 October 2026.

Figures from BOE, Ley General de la Seguridad Social (RDL 8/2015), artículos 269, 270 y 273 and 2 other sources listed above, read 17 October 2026. Built by Saifuddin, Omnikit.

Rates and rules change; check the source before you rely on a figure.

Still stuck? Ask about Spain Unemployment Benefit Calculator 2026 (Paro) and anybody who knows can answer. No account needed.

Common uses

  • Calculadora del Paro 2026Calcula tu paro 2026: cuantía mensual, mínimos, máximos y duración de la prestación

Same job, other tools: Despido Improcedente Calculator (Spain) – Despido improcedente: 33 days of pay a year up to 24 months; 45 days for time before 2012 · Calcular Finiquito 2026 – Calcula tu finiquito: días de sueldo, vacaciones no disfrutadas y pagas extra devengadas · Calculadora de Nómina 2026 – Calcula tu nómina 2026: retención de IRPF, Seguridad Social y neto de cada paga · Spain Net Salary Calculator – Sueldo bruto a neto in Spain for 2026, over 12 or 14 payments · Pagas Extra Prorrateadas: Calculadora – Pagas extra prorrateadas o en 14 pagas: cuánto cobra al mes y cuánto lleva devengado.

On the related tools: PF Calculator – What your PF account will hold when you retire.

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