Beti ke naam par SSY khate mein kitna paisa jama hoga, saal dar saal
Yeh sirf anumaan hai, financial advice nahi. Aap jo bharte hain, woh aapke device par hi rehta hai. 18 Oct 2026 ko check kiya gaya.Beti ke liye sabse zyada poochi jaane wali yojana Sukanya Samriddhi hai: das saal se kam umar ki beti ke naam khata khulta hai, 15 saal tak paisa jama hota hai, aur khata khulne ke 21 saal baad poora paisa milta hai. Har saal ka deposit aur beti ki umar daaliye, aur dekhiye maturity par kitna milega, kitna byaj banega, aur 18 saal par padhai ke liye kitna nikala ja sakta hai.
Rates and rules read from the sources listed on this page (the earliest on 18 Oct 2026); they may have changed since.
Har saal kitna jama karenge, woh bharein — ₹250 se ₹1,50,000 ke beech.
Khata khulne ke din beti ki umar bharein, aur zaroorat ho to byaj dar badal lein.
Maturity ki rakam, kul byaj aur 21 saal ki saalwar table padh lein.
Beti ke naam par sabse zyada poochi jaane wali yojana Sukanya Samriddhi hai. Yeh khata das saal se kam umar ki beti ke naam par post office ya authorised bank mein khulta hai. Ismein har financial year mein kam se kam ₹250 aur zyada se zyada ₹1,50,000 jama kiye ja sakte hain, ek baar mein ya kiston mein, ₹50 ke gunakon mein. Yeh calculator batata hai ki aapki jama raashi 21 saal baad kitni banegi, usmein aapka kitna paisa hai aur byaj kitna, aur beti kis saal mein 18 ki hogi.
Jama 15 saal tak hoti hai, khata khulne ke din se. Par khata pakta hai usi din se 21 saal baad. Yaani pandrahvi jama ke baad chhe saal aise hain jinmein kuch nahi daalna padta aur poori rakam sirf byaj kamati hai. ₹1,50,000 saalana par 8.2% ki dar se woh chhe chup saal akele lagbhag ₹27 lakh jod dete hain. Isiliye khata jaldi kholna baad mein zyada jama karne se badi baat hai.
r = dar ÷ 100 maankar: 5 April tak jama karne par saal ke ant ki raashi = (shuruaati raashi + jama) × (1 + r); 5 March ke baad jama karne par = shuruaati raashi × (1 + r) + jama. 15 barabar aur samay par ki gayi jama D ke liye maturity = D × [((1 + r)^15 − 1) ÷ r] × (1 + r) × (1 + r)^6. Byaj har mahine 5 tarikh ke baad ki sabse kam raashi par gina jaata hai aur saal mein ek baar khate mein judta hai.
Beti ke 18 saal ki hone par, ya dasvi paas karne par — jo pehle ho — pichhle financial year ke ant ki raashi ka 50% tak padhai ke liye nikala ja sakta hai. Calculator mein yeh option chaalu karke dekhein ki aadha nikalne se aakhri rakam kitni ghatti hai.
Byaj dar Vitt Mantralaya har timahi tay karta hai, aur yahan wahi dar poore 21 saal ke liye maan li jaati hai, isliye asli rakam alag niklegi. Ye sirf anumaan hain, nivesh salah nahi. Umar, jama seema, dono avadhiyan aur padhai wali nikasi Sukanya Samriddhi Account Scheme, 2019 se li gayi hain.
8.2% saalana ki dar par, 5 April tak ₹1,50,000 har saal 15 varsh tak jama karne par 21 saal baad lagbhag ₹71.8 lakh milte hain: ₹22.5 lakh aapki jama aur kareeb ₹49.3 lakh byaj. Dar har timahi badalti hai, isliye asli rakam is anumaan se alag rahegi.
Mata-pita ya kanooni abhibhavak das saal se kam umar ki beti ke naam par yeh khata khol sakte hain. Ek parivaar mein do khate khole ja sakte hain, aur judwan ya teen bachchon ke janm par ismein chhoot hai. Ek beti ka ek hi khata hoga, post office ya authorised bank mein.
Jama khata khulne ke din se 15 varsh tak ki jaati hai, par khata usi din se 21 varsh baad pakta hai. Aakhri chhe varshon mein kuch nahi daalna padta aur poori raashi sirf byaj kamati hai. ₹1,50,000 saalana par 8.2% ki dar se woh chhe saal akele lagbhag ₹27 lakh jodte hain.
Ek financial year mein kam se kam ₹250 aur zyada se zyada ₹1,50,000 jama kiye ja sakte hain, ek baar mein ya kiston mein, ₹50 ke gunakon mein. Nyoontam raashi na daalne par khata aniyamit ho jaata hai aur har chhoote varsh ka default shulk dena padta hai.
Beti ke 18 varsh ki hone par, ya dasvi paas karne par — jo pehle ho — pichhle financial year ke ant ki raashi ka 50% tak padhai ke liye nikala ja sakta hai. Calculator mein yeh option chaalu karke dekhein ki aadhi rakam nikalne se maturity kitni ghatti hai.
Parinaam ke saath jo dar dikhti hai, usi ko poore 21 varsh ke liye maan liya jaata hai, aur uske laagu hone ki tarikh bhi wahin likhi rehti hai. Chhoti bachat ki darein Vitt Mantralaya har timahi tay karta hai, isliye bharosa karne se pehle maujooda dar jaanch lein.
Sukanya Samriddhi ka paisa kaise nikale: aadhi raashi 18 varsh par padhai ke liye aur poori raashi maturity par, yaani khata khulne ke 21 varsh baad. 18 ke baad shaadi par, ya khatadhari ki mrityu par, khata samay se pehle bhi band ho sakta hai. Iske liye form aur passbook lagti hai.
Rates aur niyam badalte rehte hain. Kisi figure par bharosa karne se pehle source dekh lijiye.
Jawab nahi mila? Beti Ke Liye Yojana Calculator ke baare mein poochein, jise pata hoga woh jawab dega. Account banane ki zaroorat nahi.
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