Calcolo TFR: retribuzione annua diviso 13,5, meno lo 0,50%, con la rivalutazione
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 16 Oct 2026.Il TFR si calcola sommando per ogni anno di servizio la retribuzione annua divisa per 13,5, meno il contributo dello 0,50% previsto dalla legge 297/1982. Ogni 31 dicembre il fondo già maturato si rivaluta dell'1,5% fisso più il 75% dell'aumento dell'indice ISTAT dei prezzi al consumo. Con 30.000 euro l'anno la quota è 2.222,22 euro, 2.072,22 euro dopo lo 0,50%.
2026 · Rates and rules read from Legge 29 maggio 1982, n. 297, art. 1 (art. 2120 codice civile) and art. 3, Normattiva on 16 Oct 2026; they may have changed since.
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The trattamento di fine rapporto (TFR) is the sum an Italian employer pays when any employment ends, however it ends. This calculator follows article 2120 of the civil code, as rewritten by article 1 of Law 297 of 29 May 1982, and article 3 of the same law, both read on Normattiva on 16 October 2026.
The 0.50% contribution. Article 3 of Law 297/1982 raised the pension contribution by 0.30% and 0.20% and lets the employer deduct it from the TFR quota. On €30,000 the quota is €2,222.22, and €2,072.22 after the €150 deduction.
The result. The headline is the gross TFR. The table shows each year's revaluation, quota and the fund at the end of the year. With €30,000 a year for 10 years and 2% inflation the quotas add up to €20,722.22 and the revaluation to €3,033.48.
The rest of the article, and all 6 questions about Italy TFR Calculator (Trattamento di Fine Rapporto), are on the Italy TFR Calculator (Trattamento di Fine Rapporto) page.
The TFR adds, for each year of service, the year's pay divided by 13.5, less a 0.50% pension contribution. The fund already built up is revalued every 31 December at 1.5% plus 75% of ISTAT inflation. On €30,000 a year each quota is €2,072.22 after the deduction.
Article 2120 of the Italian civil code sets the yearly TFR quota at the pay due for the year divided by 13.5. The divisor makes each quota about 7.41% of the yearly pay, a little less than one month's pay for an employee paid thirteen times a year.
Every 31 December the TFR already built up, excluding the quota of that year, grows at 1.5% fixed plus 75% of the rise in ISTAT's FOI consumer price index since the previous December. With 2% inflation the rate is 3%; with zero inflation it is 1.5%.
Law 297 of 1982 raised the employer's pension contribution by 0.30% and then 0.20% of taxable pay, 0.50% in total, and allows the employer to deduct it from the TFR quota of the same period. On €30,000 of pay the deduction is €150 a year.
Rates and rules change; check the source before you rely on a figure.
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