Calcul des indemnités journalières maladie 2026 : IJ, carence et maintien de salaire
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 17 Oct 2026.L’indemnité journalière maladie est égale à 50 % du salaire journalier de base, c’est-à-dire les salaires bruts des 3 mois précédant l’arrêt divisés par 91,25. Le salaire retenu est plafonné à 2 613,82 € par mois depuis le 1er juillet 2026, soit au plus 42,97 € brut par jour, versés à partir du 4e jour. Avec un an d’ancienneté, l’employeur complète jusqu’à 90 % du salaire à partir du 8e jour.
2026 · Rates and rules read from the sources listed on this page (the earliest on 17 Oct 2026); they may have changed since.
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This calculator estimates what an employee in the French private sector receives during an arrêt maladie in 2026: the indemnités journalières (IJ) paid by health insurance and the employer's legal top-up, from Service Public.
The daily allowance. The daily basic salary is the gross pay of the 3 months before the stop divided by 91.25. The IJ is half of it. Pay counts only up to 1.4 times the monthly SMIC, 2,613.82 euros from 1 July 2026, so the IJ is at most 42.97 euros gross a day.
Not included. Long illness (ALD), work accidents, collective agreements that pay more, top-ups already used in the last 12 months and the CSG and CRDS on the IJ. For your usual net pay, see the France Gross to Net Salary Calculator.
The rest of the article, and all 6 questions about France Sick Pay Calculator 2026 (Arrêt Maladie), are on the France Sick Pay Calculator 2026 (Arrêt Maladie) page.
Add the gross salaries of the 3 months before the stop and divide by 91.25 to get the daily basic salary; the IJ is half of it. A salary of 2,000 euros a month gives 65.75 euros a day and an IJ of about 32.88 euros, paid for each calendar day from the 4th day of the stop.
Since 1 July 2026 the salary taken into account is capped at 1.4 times the monthly SMIC, 2,613.82 euros, so the IJ for illness cannot exceed 42.97 euros gross a day. The cap has been 1.4 SMIC for stops starting since 1 April 2025; before that it was 1.8 SMIC.
Health insurance pays nothing for the first 3 days of each stop: the IJ starts on the 4th day. There are no waiting days when work resumed for under 48 hours between two stops, or for successive stops due to a long illness. Many collective agreements pay the employee during the 3 days.
With at least 1 year of seniority, the employer tops up the IJ from the 8th day of the stop, so that you receive 90% of your gross pay for 30 days and then two thirds for 30 more. Each period grows by 10 days per 5 years of seniority, up to 90 days each from 31 years.
Rates and rules change; check the source before you rely on a figure.
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