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Brazil Unemployment Insurance Calculator

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Brazil seguro-desemprego 2026: how many instalments and the value of each

Estimates only, not financial advice. What you type stays on your device. Checked against sources on 17 Oct 2026.

A worker in Brazil whose last three salaries averaged R$ 3.000,00 receives R$ 2.167,00 per instalment of seguro-desemprego in 2026, from the part above R$ 2.222,17 times 0.5 plus R$ 1.777,74. With 24 months of work on a first request that is 5 instalments, R$ 10.835,00 in all.

Next:
  • Brazil Rescisão Calculator (Termination Pay) Brazil termination pay: aviso prévio, 13º, férias + 1/3 and the 40% FGTS fine
  • Brazil Abono Salarial Calculator (PIS/PASEP) Brazil abono salarial 2026: who gets it, the value by months worked and the date
  • Brazil Night Pay Calculator (Adicional Noturno) Brazil adicional noturno: 20% from 22:00 to 05:00 with the 52½-minute night hour

2026 · Rates and rules read from the sources listed on this page (the earliest on 17 Oct 2026); they may have changed since.

How to calculate seguro-desemprego in Brazil

1

Type the salaries of the last three months before the dismissal (0 for a month you were not paid).

2

Enter the months you worked in the last 36 months; 15 days or more count as a month.

3

Choose whether this is your first, second or third (or later) request.

4

Read the value of each instalment, how many you get and the total.

About the Brazil Unemployment Insurance Calculator

This calculator works out the seguro-desemprego of a worker dismissed without just cause in Brazil: the value of each monthly instalment with the table in force from 11 January 2026, and how many instalments the months worked give.

The value. The Ministry of Labour takes the average of the salaries of the last three months before the dismissal (of two, or only the last, if that is all the job paid). Up to R$ 2.222,17 the instalment is 80% of the average. Between R$ 2.222,18 and R$ 3.703,99 it is R$ 1.777,74 plus half of what exceeds R$ 2.222,17. Above that it is the ceiling, R$ 2.518,65. No instalment is below the minimum wage, R$ 1.621,00, and cents are rounded up to the next real (Lei 7.998, art. 4).

How many. The count depends on the months worked in the 36 months before the dismissal and on how many times you have asked before. On a first request, 12 to 23 months give 4 instalments and 24 or more give 5. On a second, 9 to 11 months give 3. From the third, 6 to 11 months give 3. A month counts when you worked 15 days or more in it.

Who can ask. The law also asks for salaries in at least 12 of the last 18 months on a first request, 9 of the last 12 on a second, and each of the last 6 after that, and for no other income to live on. An agreement under CLT article 484-A and a resignation give no right.

What is not here. Domestic employees, artisanal fishermen and rescued workers follow other rules, and Codefat may extend instalments in some regions.

For the FGTS you can withdraw on the same dismissal use the Brazil FGTS Calculator; for the full termination pay, the Brazil Rescisão Calculator.

Everything runs in your browser; nothing you type is sent anywhere.

Frequently asked questions

How is the seguro-desemprego instalment calculated in 2026?

The instalment comes from the average of the last three salaries. Up to R$ 2.222,17 it is 80% of the average; up to R$ 3.703,99 it is R$ 1.777,74 plus half of the excess over R$ 2.222,17; above that it is R$ 2.518,65. An average of R$ 3.000,00 gives R$ 2.167,00.

What are the minimum and maximum values?

No instalment can be lower than the minimum wage, R$ 1.621,00 in 2026, so an average of R$ 2.000,00 still gets R$ 1.621,00. The ceiling from 11 January 2026 is R$ 2.518,65, paid as R$ 2.519,00 because the law rounds cents up to the next real.

How many instalments do I get?

Between 3 and 5, by the months worked in the 36 months before the dismissal. A first request with 12 to 23 months gives 4 and with 24 or more gives 5. A second request needs 9 months for 3 instalments, and from the third request 6 months give 3.

Who has the right to seguro-desemprego?

A worker dismissed without just cause, including indirect dismissal, who received salaries in at least 12 of the last 18 months on a first request, 9 of the last 12 on a second, and in each of the last 6 after that, and has no other income to live on.

Do I get seguro-desemprego after an agreement or a resignation?

No. Ending the contract by agreement under CLT article 484-A expressly gives no access to the programme, and a resignation is not a dismissal without just cause. In both cases the calculator's figures do not apply.

What if I received only one or two salaries in the last job?

Only the salaries actually received in the last job are averaged: the last three if there are three, the last two if there are two, or the last one alone. Type 0 for a month you were not paid and the calculator averages the others.

Sources

  • Lei 7.998/1990, arts. 3 and 4 (Planalto)Who has the right, 3 to 5 instalments by request and months worked, rounding up to the real
  • MTE / FAT: MTE reajusta valores do benefício Seguro-Desemprego (January 2026)Bands from 11 Jan 2026: x 0.8 up to R$ 2.222,17; 0.5 above it + R$ 1.777,74; ceiling R$ 2.518,65; floor R$ 1.621,00
  • MTE, Seguro-Desemprego FormalThe average of the last three salaries, or two, or the last one

Applies to: Brazil. Tax year: 2026. Last verified 17 October 2026.

Figures from Lei 7.998/1990, arts. 3 and 4 (Planalto) and 2 other sources listed above, read 17 October 2026. Built by Saifuddin, Omnikit.

Rates and rules change; check the source before you rely on a figure.

Still stuck? Ask about Brazil Unemployment Insurance Calculator and anybody who knows can answer. No account needed.

Common uses

  • Cálculo do Seguro-Desemprego 2026Cálculo do seguro-desemprego 2026: valor e número de parcelas

Same job, other tools: Cálculo do Abono PIS/PASEP 2026 – Abono salarial PIS 2026: quem tem direito, valor por meses trabalhados e calendário · Rescisão por Acordo Calculator (Brazil) – Rescisão por acordo: half the aviso prévio, a 20% FGTS fine, everything else in full · Cálculo de Férias 2026 (Brasil) – Cálculo de férias 2026: valor com 1/3, venda de 10 dias, desconto de INSS e IRRF · Cálculo de Hora Extra (Brasil) – Cálculo de hora extra: 50% e 100%, divisor 220 e reflexo no DSR · Cálculo do FGTS (Brasil) – Cálculo do FGTS: saldo com 3% ao ano, multa de 40%, saque e saque-aniversário.

On the related tools: Adicional Noturno: Calculadora (Brasil) – Adicional noturno: 20% das 22h às 5h, hora de 52 minutos e 30 segundos, 25% no campo.

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More for Brazil: all 12 Brazil calculators.

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