Cálculo do INSS 2026: CLT por faixas, autônomo 20% ou 11%, 5% do baixa renda e MEI
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 17 Oct 2026.O INSS de 2026 depende de quem contribui. O empregado CLT paga por faixas de 7,5% a 14% até o teto de R$ 8.475,55. O contribuinte individual paga 20% da renda entre R$ 1.621,00 e o teto, ou 11% quando uma empresa o paga. No plano simplificado são 11% do salário mínimo, R$ 178,31; o facultativo de baixa renda e o MEI pagam 5%, R$ 81,05.
2026 · Rates and rules read from the sources listed on this page (the earliest on 17 Oct 2026); they may have changed since.
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This calculator works out the monthly INSS contribution in 2026 for each kind of insured person in Brazil, with the rates of the INSS table (Portaria Interministerial MPS/MF nº 13/2026), and compares them on the same income.
Employees. CLT employees, domestic employees and avulso workers pay progressive bands: 7.5% up to R$ 1.621,00, 9% up to R$ 2.902,84, 12% up to R$ 4.354,27 and 14% up to the ceiling of R$ 8.475,55. Each rate applies only to its slice, so the most anyone pays is R$ 988,09.
Reduced plans. The plano simplificado costs 11% of the minimum wage, R$ 178,31. The low-income optional contributor (registered in CadÚnico) and the MEI pay 5%, R$ 81,05. These plans give up retirement by contribution time; paying the difference to 20% of the minimum wage, which the calculator shows, makes the months count for it.
The rest of the article, and all 6 questions about Brazil INSS Calculator 2026 (Contribuição), are on the Brazil INSS Calculator 2026 (Contribuição) page.
Employee INSS is progressive: 7.5% on pay up to R$ 1.621,00, 9% on the slice up to R$ 2.902,84, 12% up to R$ 4.354,27 and 14% up to R$ 8.475,55. On R$ 3.000,00 the slices give R$ 121,58, R$ 115,37 and R$ 11,66, a total of R$ 248,60.
On the normal plan a contribuinte individual pays 20% of the monthly income declared, never less than on the minimum wage and never more than on the ceiling. In 2026 that is between R$ 324,20 and R$ 1.695,11 a month; R$ 3.000,00 of income means R$ 600,00.
Two groups pay 5% of the minimum wage, R$ 81,05 in 2026: the MEI, inside the monthly DAS, and the optional contributor with no income of their own who looks after the home and belongs to a low-income family registered in CadÚnico.
The ceiling (teto) for 2026 is R$ 8.475,55 of pay or declared income. Above it nothing more is charged: an employee pays at most R$ 988,09 and a contribuinte individual on 20% at most R$ 1.695,11 a month.
Rates and rules change; check the source before you rely on a figure.
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