Καθαρός μισθός 2026: κρατήσεις ΕΦΚΑ 13,37% και η νέα κλίμακα φόρου 9% έως 44%
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 17 Oct 2026.Από τον μικτό μισθό κρατείται 13,37 % για τον ΕΦΚΑ, έως το πλαφόν των 7.761,94 ευρώ τον μήνα. Ο φόρος υπολογίζεται σε ετήσια βάση με τη νέα κλίμακα του ν. 5246/2025: 9 % έως 10.000 ευρώ, 20 % έως 20.000 και έως 44 %, με χαμηλότερους συντελεστές για παιδιά και νέους έως 30 ετών, και μειώνεται κατά 777 ευρώ ή περισσότερο. Με 1.500 ευρώ μικτά σε 14 καταβολές, ο καθαρός είναι 1.164,78 ευρώ.
Μικτός μισθός: one month's pay before EFKA and tax.
Children who count as dependants for income tax.
€1,164.78
€1,500.00 − €200.55 EFKA − €134.67 taxYour band rates: 9%, 20%, 26%, 34%, 39%, 44%.
Not included: the article 15(1A) low-income rule, electronic-payment rules, disability, heavy-work packages and the annual return.
ν. 5246/2025 and ν. 4646/2019 (ΦΕΚ), e-ΕΦΚΑ circular 38/2024 and ΦΕΚ Β’ 318/2026, checked 17 Oct 2026. An estimate.
| Gross for the year | €21,000.00 |
| EFKA, 13.37% (each payment up to 7,761.94 €) | −€2,807.70 |
| Taxable income | €18,192.30 |
| Tax from the scale | €2,538.46 |
| Article 16 reduction | −€653.15 |
| Income tax for the year | €1,885.31 |
| Tax withheld per payment | €134.67 |
| Net pay per payment | €1,164.78 |
| Employer EFKA per payment, 21.79% | €326.85 |
2026 · Rates and rules read from the sources listed on this page (the earliest on 17 Oct 2026); they may have changed since.
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This calculator works out the pay of a private-sector employee in Greece in 2026, from the Government Gazette texts of the tax laws and the EFKA circular on contribution rates.
EFKA. The employee pays 13.37% (coverage package 101, in force since January 2025) on each payment up to 7,761.94 € a month, the 2026 ceiling. The employer adds 21.79%.
The 2026 tax scale. Law 5246/2025 rewrote article 15 of the Income Tax Code: 9% up to 10,000 € of taxable income, 20% to 20,000 €, 26% to 30,000 €, 34% to 40,000 €, 39% to 60,000 € and 44% above. Children lower the second band to 18%, 16% and 9% for one, two and three, and the third to 24%, 22%, 20% and 18% for one to four. With four or more, the first two bands are 0%. Up to 20,000 €, taxpayers up to 25 pay 0% and those aged 26 to 30 pay 9%.
The rest of the article, and all 6 questions about Greece Net Salary Calculator 2026 (Καθαρός Μισθός), are on the Greece Net Salary Calculator 2026 (Καθαρός Μισθός) page.
Take 13.37% EFKA off each payment, then work out the year's tax on the annual pay less EFKA and spread it over the payments. On 1,500 € a month paid 14 times, EFKA is 200.55 € and tax 134.67 € a payment, leaving 1,164.78 € net for a single person over 30.
Law 5246/2025 sets 9% up to 10,000 € of taxable income, then 20%, 26%, 34% and 39% for each band up to 60,000 €, and 44% above. Families with children pay lower rates in the second and third bands, down to 0% in the first two bands with four or more children.
From 2026, taxpayers up to 25 pay 0% on taxable income up to 20,000 €, and those aged 26 to 30 pay 9% on that part instead of 9% and 20%. Above 20,000 € the normal rates apply. EFKA contributions are due at any age.
Under e-EFKA circular 38/2024, employees in the standard package 101 pay 13.37% and employers 21.79%, 35.16% in all, since 1 January 2025. Contributions stop at a monthly ceiling of 7,761.94 € from 2026, set by a ministerial decision published in Gazette B 318/2026.
Rates and rules change; check the source before you rely on a figure.
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