Leaving indemnity in Bahrain for non-Bahrainis, as the SIO regulation sets it since 2024
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 16 Oct 2026.Since 1 March 2024 the end-of-service remuneration of non-Bahrainis in the private sector is funded through the Social Insurance Organization: the employer pays 4.2% of wages a month for the first three years and 8.4% after. The remuneration is half a month of the last wage for each of the first three years and a month for each later year. BHD 600 over 7 years and 92 days gives BHD 3,451.233.
2026 · Rates and rules read from SIO Bahrain: Decision No. (109) of 2023, Regulation of End of Service Remuneration for non-Bahrainis on 16 Oct 2026; they may have changed since.
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This calculator works out the end-of-service remuneration (leaving indemnity) of non-Bahraini workers in the private sector, from the Regulation published by the Social Insurance Organization (SIO) under Decision No. 109 of 2023.
Who pays. Since 1 March 2024 the employer funds the remuneration through SIO: 4.2% of wages a month for the first three years, 8.4% after. SIO pays it at the end of service, never more than the contributions paid. Service before 1 March 2024 falls under the Labour Law for the Private Sector (Article 14), so the calculator shows that part separately; it applies the same rates to it as an estimate.
Who is covered. Every non-Bahraini worker in the private sector, whatever the contract. Nationals of GCC states covered by the unified GCC insurance-protection rules are excepted, and Bahrainis build pension rights instead.
The rest of the article, and all 6 questions about Bahrain End of Service Calculator (Indemnity), are on the Bahrain End of Service Calculator (Indemnity) page.
Article 9 of the SIO Regulation gives half a month of the last wage for each of the first three years of employment and one month for each later year, with part years in proportion. BHD 600 over 7 years and 92 days gives 5.752 months, or BHD 3,451.233.
Since 1 March 2024 employers pay monthly contributions to the Social Insurance Organization: 4.2% of wages for the first three years of a worker's service and 8.4% after. SIO pays the remuneration when the service ends, up to the contributions it received.
Yes. The Regulation defines the wage as the amount in the employment contract paid periodically, plus any increases and the social allowance. Other one-off payments are not in that definition. The last wage is the base for the whole period of service.
Article 14 says service before the Regulation came into force on 1 March 2024 falls under the Labour Law for the Private Sector, Law 36 of 2012, and stays the employer's to pay. The calculator shows that part separately and estimates it at the Regulation's rates.
Rates and rules change; check the source before you rely on a figure.
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