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UIF Calculator (South Africa)

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South African UIF: 1% from the employee and 1% from the employer, to R177.12 a month

Estimates only, not financial advice. What you type stays on your device. Checked against sources on 16 Oct 2026.

UIF is 1% of an employee’s pay, matched by another 1% from the employer, on pay up to R17 712 a month. Above that ceiling the deduction stays at R177.12, so R20,000 a month costs the employee R177.12 and the employer R177.12. The page also works out PAYE and take-home pay on the same salary.

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2026-27 · Rates and rules read from the sources listed on this page (the earliest on 16 Oct 2026); they may have changed since.

How to use UIF Calculator (South Africa)

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Enter your figures. The result updates as you type.

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Read the result and the breakdown below it.

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How UIF Calculator (South Africa) works

This calculator works out the PAYE, UIF and take-home pay on a South African salary for the 2027 tax year, 1 March 2026 to 28 February 2027, using the rates SARS published after the February 2026 budget.

A worked example. R30,000 a month is R360,000 a year. Tax is R44,118 plus 26% of R114,900, so R73,992. Less the primary rebate it is R56,172 a year, R4,681 a month.

UIF. The employee pays 1% of pay, and the employer another 1%, on pay up to R17 712 a month, so the deduction is never more than R177.12. Switch it off if you work fewer than 24 hours a month or for national or provincial government.

The rest of the article, and all 6 questions about South Africa PAYE Calculator 2027, are on the South Africa PAYE Calculator 2027 page.

Frequently asked questions

How much PAYE is paid on R30,000 a month?

R30,000 a month is R360,000 a year. Tax on that is R73,992, less the R17,820 primary rebate, leaving R56,172 a year or R4,681 a month for someone under 65 without medical aid. After R177.12 of UIF the take-home pay is R25,141.88.

What is the tax threshold in South Africa for 2027?

No tax is due on income up to R99 000 a year for people under 65, R153 250 for people aged 65 to 74 and R171 300 for those 75 or older. At each threshold the 18% tax exactly equals the rebates for that age.

How is UIF calculated?

UIF is 1% of the employee’s remuneration, with the employer adding another 1%, on pay up to R17 712 a month. Above the ceiling the deduction stays at R177.12 a month. Employees working fewer than 24 hours a month and government employees are excluded.

Do pensioners pay less tax in South Africa?

Yes. From 65 a secondary rebate of R9 765 is added to the R17 820 primary rebate, and from 75 a tertiary rebate of R3 249 more. A 70-year-old on R30,000 a month pays R46,407 a year instead of R56,172, nearly R814 less each month.

Sources

  • SARS, Rates of Tax for Individuals2027 tax year (1 March 2026 - 28 February 2027): brackets 18% to 45%, rebates R17 820, R9 765, R3 249, thresholds R99 000, R153 250, R171 300
  • SARS, Medical Tax Credit Rates2027: R376 a month for the taxpayer, R752 with one dependant, R254 for each additional dependant
  • SARS, Unemployment Insurance Fund1% employee and 1% employer, ceiling R17 712 a month, maximum R177,12

Applies to: South Africa. Tax year: 2026-27. Last verified 16 October 2026.

Figures from SARS, Rates of Tax for Individuals and 2 other sources listed above, read 16 October 2026. Built by Saifuddin, Omnikit.

Rates and rules change; check the source before you rely on a figure.

Still stuck? Ask about South Africa PAYE Calculator 2027 and anybody who knows can answer. No account needed.

More ways to use South Africa PAYE Calculator 2027

  • South Africa PAYE Calculator 2027South African PAYE, UIF and take-home pay for 2027, with age rebates and medical aid

Same job, other tools: New York Income Tax Calculator – New York State take-home pay after federal and NY tax, paid family leave and FICA · Paycheck Calculator 2026 – Take-home pay per paycheck after federal withholding, FICA, state tax and 401(k) · Germany Church Tax Calculator – Kirchensteuer for 2026: 8% or 9% of income tax, and what it does to your net pay.

On the related tools: Severance Pay South Africa: Retrenchment Calculator – Severance pay South Africa: what the BCEA says a retrenched employee must get.

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