SPF calculator: Social Protection Fund deductions on an Omani salary, branch by branch
Estimates only, not financial advice. What you type stays on your device. Checked against sources on 20 Oct 2026.The Social Protection Fund collects five contributions on an Omani employee’s wage: 7.5% from the worker and 11% from the employer for old age, disability and death, 0.5% each for job security, and 1% each from the employer for work injuries, sick leave and maternity leave. On OMR 1,000 a month the deduction is OMR 80 and the employer pays OMR 145. The pension and injury branches stop at OMR 3,000.
2026 · Rates and rules read from the sources listed on this page (the earliest on 20 Oct 2026); they may have changed since.
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This calculator works out the monthly contributions to Oman's Social Protection Fund (SPF) for an Omani employee working in Oman, from the Social Protection Law (Royal Decree 52/2023) as the Fund publishes it in English, read on 20 Oct 2026. The rates may have changed since.
| Branch | Worker | Employer | Base |
|---|---|---|---|
| Old age, disability and death (art. 70) | 7.5% | 11% | wage up to OMR 3,000 |
| Work injuries and occupational diseases (art. 90) | 0% | 1% | wage up to OMR 3,000 |
| Employment security (art. 116) | 0.5% | 0.5% | the wage |
| Sick and extraordinary leave (art. 123) | 0% | 1% | the wage |
| Maternity leave (art. 128) | 0% | 1% | the wage |
Not included. Part months (the law counts contributions by the day), part-time and hourly workers, the self-employed, Omanis working in the GCC or abroad, and non-Omani workers, whose branches start on dates the Fund's board sets by decision.
The rest of the article, and all 6 questions about Oman Social Insurance Calculator (SPF), are on the Oman Social Insurance Calculator (SPF) page.
An Omani employee working in Oman pays 8% of the monthly wage to the Social Protection Fund: 7.5% for old age, disability and death and 0.5% for job security. On OMR 1,000 a month the deduction is OMR 80, leaving OMR 920. The wage includes the basic pay and all allowances.
The employer pays 14.5% of an Omani employee's wage: 11% for old age, disability and death, 1% for work injuries, 0.5% for job security, 1% for sick leave and 1% for maternity leave. On a wage of OMR 1,000 a month the employer's share is OMR 145.
Article 52 of the Social Protection Law sets a contribution wage ceiling of OMR 3,000 a month for the old-age and work-injury branches. Job security, sick leave and maternity are worked on the whole wage. Above OMR 3,000 the calculator stops at the ceiling and shows what the full wage would add.
Not under this calculator. The law applies its work-injury, sick-leave and maternity branches to non-Omani workers in the categories and on the dates the Fund's board decides, and the Fund says those dates will be announced in advance. No such decision was read on 20 Oct 2026, so only Omani employees are worked out.
Rates and rules change; check the source before you rely on a figure.
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